Loan Services

At Holcomb State Bank, we take great pride in serving the needs of our commercial customers. We know and appreciate the role that locally-owned businesses play in our communities’ overall economy. For that reason, we offer financing that is specifically designed to help you reach your business goals.

BUSINESS REVOLVING LINE OF CREDIT

With our Business Revolving Line of Credit you can borrow as often as you need to for inventory financing, short term working capital, accounts receivables or for whatever your business need.

BUSINESS AND EQUIPMENT TERM LOANS

Use a term loan for financing fixed asset purchases such as new equipment, commercial vehicles, furniture or fixtures. A term loan is also a way for your business to finance permanent working capital or to consolidate debt.

COMMERCIAL REAL ESTATE

Owner-occupied or investment Commercial Real Estate Loans provide financing solutions for the purchase or refinancing of retail, office, industrial, or multi-use properties.

CONSTRUCTION & DEVELOPMENT LOANS

Our Construction & Development Loans offer financing to assist in development projects as well as construction of residential housing and commercial properties.

COMMERCIAL LOAN APPLICATION CHECKLIST

Information that may facilitate your commercial loan application.

_____ Personal Financial Statement (all parties involved)
_____ 2 years Personal Tax Returns (all parties involved)
_____ 2 years Corporate Financial Statement
_____ 2 years Corporate Tax Return
_____ Articles of Incorporation (Corporation)
_____ Operating Agreement and Articles of Organization (LLC)
_____ Blue Prints (Construction)
_____ General Contractor Sworn Statement (Construction)